Explanation of credit card terms: What is "graduation" of credit limit increase

The so-called credit card limit increase graduation means that the credit card limit has reached the upper limit of the fixed limit and cannot be increased any further.

Credit cards are divided into levels, such as common cards, gold cards, platinum cards, diamond cards, etc. Credit cards of different levels have different upper limit. Generally speaking, the upper limit of the regular card and gold card is 50,000 yuan, and it cannot be increased if it exceeds 50,000 yuan. For platinum cards and higher-level credit cards, the upper limit varies greatly from bank to bank. Some even have no upper limit and are unlimited credit cards.

Therefore, the so-called credit card limit increase refers to regular cards and gold cards. The limit of the regular card and gold card has been raised to 50,000 yuan, which has reached the limit limit and can no longer be increased. In other words, the limit of the credit card has been graduated.

Can I still apply for a graduate credit card after two years of graduation?

No.

Generally, only those who are fresh graduates in the year of graduation can enjoy various policies. Of course, you can apply for an ordinary credit card.

Graduation, a Chinese word whose pinyin is bìyè, means that students have completed their studies at school or training classes, met the required requirements, and ended their studies at the school. It can also be extended to mean summary or rest. Source: "The Strange Current Situation Witnessed in Twenty Years", "The Biography of Liu Jizhuang".

What does credit card graduation mean?

Graduation means that the card you hold has reached the limit. For example, the maximum limit for a merchant card is 60,000. If the limit rises to 60,000, it is the so-called graduation. , you can try the Platinum Card.

This is the end of the introduction about what graduate credit card means and what a graduate credit card is. Did you find the information you need?