Check the reason for the deduction. If you have any questions about the transaction on the card, you can call the bank's customer service hotline, and the bank will help you inquire. Banks will not deduct fees at will, and many users have objections to the deduction, which is likely to be bound to withhold, remit Class I or account management fees.
Pay an annual fee, whether it is a bank card or a credit card, and a certain annual fee will be charged every year according to bank regulations. The annual fee standard of each bank is different, so if you feel that you have been deducted inexplicably, it is probably normal to deduct the annual fee.
Interest deduction: interest is mainly for credit card users, and credit card repayment is very strict and must be repaid in full. If you accidentally pay less than a few tens of dollars, the bank will deduct the bank's penalty interest at the daily interest rate of five ten thousandths of the consumption limit, so this may also lead to inexplicable deduction.
Extended data:
Matters needing attention
1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately.
2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks.
It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose the card number and password of your bank card at will.
4. When spending by credit card, don't let the bank card leave sight. Pay attention to the number of times the cashier swipes the card. When you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card.
5. Open SMS service, keep abreast of account changes, and call the bank to report the loss once abnormal transactions are found.
6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.
References:
Baidu encyclopedia-bank card