China Merchants Bank Credit Card Center is the first credit card center operating independently in accordance with international standards in China, which has truly realized the integration and professional service of credit cards. While refreshing the credit card records, China Merchants Bank's credit card adheres to the service concept and innovative spirit of "changing with you", actively explores the market, expands market alliances, deepens market segmentation, and its functions and services are increasingly enriched and improved. It is one of the most innovative joint-stock commercial banks in China. Since the credit card business was launched at the end of 2002, it has taken the lead in introducing "swipe your card to buy a plane ticket and get a million airline insurance", "consumption abroad, RMB repayment", interest-free installment payment of credit cards, and functional innovations such as "SMS transaction reminder" and "full guarantee for lost cards".