1. Guangfa Taobao Male/Super Female Card

Unionpay card with single currency is divided into general card and gold card. The longest interest-free period is 50 days and the withdrawal amount is 50%. The annual fees for Puka, 40 yuan, Jinka and 80 yuan are free in the first year, and the annual fees for swiping cards six times in the following year are free.

Advantages: There are many famous activities: in March, the first time you use Guangfa Taobao Credit Card to pay quickly, you can get 5,000 pieces of concentrated treasure. On Friday (both points trading and online trading), if the consumption authorization number ends with "8", you can get the same amount of concentrated treasure. On the 8th of every month, 10:00- 16:00, you can grab the red envelope of Jifenbao on time.

Disadvantages: Concentrated treasures are accumulated directly, and there are 1 concentrated treasures in 5 yuan every time, and the value of 100 concentrated treasures is RMB1yuan, but Guangfa points are not accumulated.

Second, Ping An Bank Taobao Co-branded Card

This card is a single-currency UnionPay card, just a general card. The longest interest-free period is 50 days, the withdrawal amount is 50%, and the annual fee is 100 yuan. Free of annual fee in the first year, and free of annual fee in the following year after swiping the card six times.

Advantages:

1, online shopping is fast paid by credit card, 1 yuan = 1 Wanlitong points, which can be found on www.wanlifong.com, the exclusive website of Ping An Wanlitong points.

When buying gifts, you can also shop directly with points Taobao. The conversion rate from mileage points to telephone charges is 5 million mileage = 1 yuan, and the cash arrival rate of Taobao is 5.75 million mileage = 1 yuan.

2. In the first three months of each month, new customers will pay an extra 5000 points for Taobao shopping through express payment, which means 5000*9=45000 points. Send extra Miles points through "Miles Taobao Rebate", and Miles will send points by watering the trees every day.

3. Every Wednesday, Taobao Credit Card will pay full 100 minus 5 yuan.

4. Send an Alipay account.

5, there is a free SMS reminder every time you spend.

Disadvantages: offline promotion is concentrated in Shenzhen, and people in other areas can only use this card as an online purchase card.

Three. China CITIC Bank Taobao Co-branded Card

This card is a single-currency UnionPay card and a general card. The longest interest-free period is 50 days, the withdrawal amount is 30%, and the annual fee is 200 yuan. Free of annual fee in the first year, and free of annual fee in the following year after swiping the card five times.

Advantages:

1, online trading points, more than 2000 yuan double points.

2. Send the growth point of Taobao members.

There are SMS reminders for more than 3.200 yuan.

4. There are many activities, 9 sharing and communication, watching movies in 9 yuan, wonderful 365 and so on.

Disadvantages: points can't be converted into money for online transactions, only mileage or gifts.

Four. Industrial Bank Taobao Co-branded Card

Unionpay card with single currency, including ordinary card (annual fee in 80 yuan, free for five swipes in the first year and five swipes in the next year), gold card (annual fee in 200 yuan, free for five swipes in the first year and five swipes in the next year) and platinum card (500 yuan/2,600 yuan, free for annual fee), with the longest interest-free period of 50 days and the withdrawal amount of 50%.

Advantages:

1, 1 yuan = 1 minute, with a monthly limit of 20000 points. Points can be exchanged for 500 credit card points = 100 AliPay points = 1 RMB.

2. Give points when opening a new card: Activity A: Within 60 days after the card is approved, if a single limited transaction reaches 128 yuan, you can give 10000 points. Activity B: Within 60 days after the card is verified, you will receive 45,000 points if you limit 3 transactions and each transaction is over 228 yuan. You can only participate in one of the two activities.

3. Free handling fee for the first withdrawal every month.

4. The gold card gives 2 million yuan of aviation accident insurance (this other family doesn't seem to have it ..)

Disadvantages: There are actually quite a lot of offline promotions, but we don't have them here. ..

Verb (abbreviation of verb) China Bank Taobao co-branded card

This card is a single-currency UnionPay card and a general card. The longest interest-free period is 50 days, the withdrawal amount is 30%, and the annual fee is 100 yuan. Free annual fee in the first year, free annual fee in the following year if you swipe your card five times.

Advantages:

1, 1 yuan = 1 points, which can be converted into AliPay points, 300 credit card points = 100 Alipay points = 1 yuan, and at least 3000 credit card points can be converted each time.

2, send Taobao diamond VIP,

Disadvantages: As one of the four major banks, the quota is inevitably low.

Finally, I recommend a "one card goes to the world" card-CITIC I Platinum.

It turns out that I never dared to look at a platinum card when I chose a credit card. I heard that the annual fee is expensive and can't be waived. However, although the annual fee of this I Platinum is 480 (lower than last year's 2000), it is now free in the first year and free in the second year. It really deserves its advertising slogan-the first platinum card in life.

Look at its rights and interests:

1, double points for offline consumption and double points for online fast payment transactions (online can get 10000 points at most every month).

2. UnionPay enjoys the platinum level and various UnionPay platinum services (such as 8.5- 10 discount for booking air tickets of China Eastern Airlines, and there is no refund fee for high positions).

3. Book tickets through designated channels and enjoy 2 hours/1000 yuan delay insurance (this is great! I look forward to flying in the future without delay ...)

4. Points can be exchanged for Air China/China Eastern Airlines/China Southern Airlines miles, and you can participate in CITIC 9 points exchange activities.

5. CITIC has many credit card activities, such as Wonderful 365, which is quite practical.

There are also shortcomings:

1. This is a single currency card, so it will be a little inconvenient to go abroad.

2, the risk of delay must be designated channels to buy tickets, certainly more expensive than Qunar.com.

Summary:

1. If you have a credit card with a limit of more than 20,000 yuan, you can try to apply for CITIC I Platinum Credit Card, which is definitely a platinum card worth owning.

2. If your current quota is relatively low, it doesn't matter. You can consider handling Ping An Taobao Card or Xingye Taobao Card. The points are faster and you can withdraw cash.

3. If there is no such bank in your city, you can also apply for CITIC Taobao Card or Bank of China Taobao Card, but you can forget about issuing a wide card.