Problem description:

I have a debit card of ICBC, and now I want to apply for a credit card of ICBC. Can I transfer directly?

Analysis:

Hello!

ICBC debit cards cannot be converted into credit cards. If you need to apply for our credit card, please submit the application form to the local card-handling institution or network, and the card-handling institution will choose whether to issue you a card according to your credit status in all aspects.

Conditions for card application: Any individual with full capacity for civil conduct can apply for Peony Credit Card Personal Gold Card or Ordinary Card (hereinafter referred to as Personal Card) from the card issuer with his valid identity certificate approved by the public security department. Personal card holders can apply for no more than two supplementary cards for their spouses or relatives with full civil capacity.

Please complete the application form and sign the Peony Credit Card Collection Contract with the card issuer. According to the applicant's credit status, the card issuing institution determines whether to require him to provide guarantee and the way of guarantee, whether to agree with the applicant's card application and determine the type of card application.

Proof materials provided by personal card:

1. Copy of the applicant's ID card of the main card and the auxiliary card (required). Identity documents refer to one of resident identity cards, military officers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.

2. Work certification documents, such as a copy of the work permit, the original work certificate issued by the work unit, a copy of the professional qualification certificate and a copy of the professional title certificate.

3. If you provide a copy of ICBC's "wealth management fund" account or a copy of master's or above diploma and degree certificate, it will speed up your card processing process. Applicants who work in a company (enterprise) generally need to provide proof documents of their real estate (copies of their real estate license, public housing lease agreement or public housing purchase agreement, housing loan contract and other materials).

4. In order to process your application as soon as possible and obtain an accurate credit limit, please provide the following financial documents, such as payroll records issued by the bank, income certificates issued by the unit, income tax and withholding certificates, driving license of your own car and a copy of our time deposit certificate.