how to use CCB's credit card?
First of all, congratulations on your successful handling of the CCB credit card. To be a successful cardholder, you need to practice hard. So let's learn from the basic knowledge of CCB credit card. Take a few minutes to look at it, and you can use the card better in your daily life!
Repayment at CCB outlets:
You can make cash repayment or transfer repayment at CCB outlets all over the country with your card or card. No matter in the same city or in different places, CCB outlets can accept it, and there is no handling fee.
— repayment by outlets can realize repayment of RMB arrears in cash and USD arrears in cash.
-transfer repayment can transfer the funds from your debit card and quasi-credit card to your credit card account for repayment.
-repayment of RMB arrears by cash in RMB and repayment by transfer can be handled at all business outlets of the Bank, and repayment of USD arrears by cash in USD must be handled at the business outlets where the Bank operates.
-when repayment is made in convertible foreign exchange other than US dollars, the foreign exchange shall be traded by itself, and then the repayment shall be made in US dollars.
agreed account repayment:
You can designate a personal bank settlement account opened by yourself in China Construction Bank as the repayment account, and China Construction Bank will automatically deduct the corresponding amount from the repayment account on the due repayment date. Before you apply for repayment of the agreed account, please call the local 95533 or 24-hour service hotline to find out whether this service is available in the local CCB where you apply for the card.
repayment by telephone purchase of foreign exchange
repayment by telephone purchase of foreign exchange can only be used to repay the dollar arrears of credit cards. You must complete the application for repayment of deposit and telephone purchase of foreign exchange within the same day. The exchange rate is based on the selling price of US dollars at the time of purchasing foreign exchange, and you can call our 24-hour service hotline if you need to inquire. If the overpayment in RMB account of your credit card on the day of foreign exchange purchase is insufficient, you can also use your available amount to repay the foreign exchange purchase, and pay interest from the date of foreign exchange purchase.
ATM transfer repayment
You can transfer RMB funds from your savings card or quasi-credit card to your Longka credit card account through ATM to repay RMB arrears of Longka credit card.
loss reporting: in the process of using CCB's credit card, if your card is accidentally lost or stolen, please call CCB's 24-hour service hotline immediately to report the loss. After the report of loss is accepted and confirmed by CCB, the report of loss will take effect, which can protect your interests to the maximum extent.
if your card is lost or stolen abroad, and you still need to use your Longka (dual-currency) credit card while you are abroad, please call the 24-hour service hotline of China Construction Bank to report the loss and apply for an emergency replacement card. Construction will immediately contact foreign card issuers to handle emergency replacement cards for you and reissue new cards for you.
card replacement: longka (dual-currency) credit card is valid for 3 years, and will be invalid upon expiration. CCB will send you a new card one month before your card expires for your convenience. If you don't want to use your card after it expires, please call the 24-hour service hotline one month before it expires.
change your card in advance: if your card expires within 3 months and you need to change your card in advance for special reasons such as going abroad, please call the 24-hour service hotline to apply and destroy the original card yourself. Construction will change your card in advance and send you a new card.
damaged card replacement: when your card can no longer be used due to damage, fracture, demagnetization of magnetic stripe or wrong signature, you can apply for a new card; To apply for a replacement, please call the 24-hour service hotline of China Construction Bank, and you need to pay the corresponding replacement fee for a new card. Please destroy the old card yourself to avoid unnecessary losses.
how to use the CCB longka premium credit card? Overdraft consumption, cash withdrawal and installment
The new credit card has just come out, which will surely attract the attention of many card holders. If the product rights are rich, there will surely be many friends who have the impulse to apply for a card. Today, I will introduce to you how to use a new credit card, CCB Longka, and enjoy the credit card. You must read the knowledge before you apply for the card.
1. Overdraft consumption
CCB Longka Premium Credit Card belongs to MasterCard, and the cardholder can enjoy an overdraft limit of up to 5, yuan. Need to be reminded that credit card is more suitable for consumption abroad, after all, it is difficult to find a POS machine with "MasterCard" logo in China.
2. Cash withdrawal by credit card
Cardholders who need cash can withdraw cash through CCB Longka Premium Credit Card, and the maximum amount is 5% of the credit line. Because it is a MasterCard logo card, it is best to withdraw cash through MasterCard terminals abroad, otherwise they will have to bear the currency conversion fee.
3. Credit card installment
If the bill can't be paid off in full after consumption, you can choose to repay by installment, and the cardholder can bear the corresponding installment fee. According to the number of installments, the fee rate is between and.
4. Credit benefits
In addition to the basic financial services of the above credit cards, CCB Longka Premium Credit Card has many card benefits and benefits for cardholders. For example, the highest accumulated cash back in consumption abroad is 34%, the products of Longteng travel are 88% off, the Chinese pick-up and drop-off of imperial chartered cars and chartered tours are 1% off, and the car rental in Hertz is 1% off.
is it clear to everyone how to use the priority credit card of China Construction Bank? Because it is MasterCard, it is recommended that customers with only domestic needs not apply for it, otherwise, the above financial services, card rights and benefits will not be enjoyed.
how to activate CCB longka premium credit card? Necessary knowledge of card use
After the credit card application is approved by the bank, it needs to be activated before it can be used normally. If you don't know how to activate the CCB Longka Premium Credit Card, I will give you some knowledge today.
activation method of CCB Longka Premium Credit Card:
1. Online banking
Log in to the personal online banking account of CCB, find the channel of "online card opening" in the credit card, click "Open the card now", and fill in the ID number and CCB Longka Premium Credit Card to complete the activation.
2. Mobile Banking
Log in to the personal CCB mobile banking account, click "Credit Card Activation" in the "Credit Card Management" menu bar on the main page of "Credit Card", and fill in the correct personal information and card information to complete the activation.
3. Customer service hotline
Call the customer service hotline 95533 directly, and select the "Credit Card Business-Card Opening and Password Service" menu according to the prompt to complete the card activation.
4. WeChat WeChat official account
Pay attention to WeChat WeChat official account "China Construction Bank", first bind the credit card, then enter "Open Card" in the chat box, and reply to the corresponding serial number to activate the card.
5. SMS
Edit the SMS "CCJH# Last four digits #CVV2" and send it to 95533. Note: CVV2 is the last three digits of the 7-digit number in the signature column on the back of your credit card, that is, the credit card security code (you need to use the mobile phone number of the reserved bank to send it).
6. Bank counter
Bring your valid personal identification and CCB Longka Premium Credit Card, and go through the activation procedures at any CCB outlet counter.
How to activate the CCB Longka Premium Credit Card must be known to all card users. I would like to remind you that in order to activate it smoothly, you should not make mistakes in the authentication information provided to the bank, especially in the activation of the counter, and you should also pay attention to your personal words and deeds.
how can I increase the amount of China Construction Bank's Longka Premium Card if it is too low?
How to activate CCB Longka Credit Card
The cardholder can dial the customer service hotline 95533 with the reserved bank mobile phone number and select the "Credit Card Business-Card Opening and Password Service" menu according to the prompt.
if it is the first time to apply for our credit card, after the card is opened, the cardholder needs to dial our customer service hotline 95533 (please dial 86-28-95533 overseas) with the phone number (mobile phone or home phone number) reserved in the application materials at that time, and then switch to the second credit card business to set the consumer withdrawal password.
How to open the credit card without self-service
If the cardholder can't activate the credit card through self-service, the cardholder can enter the voice system through our customer service hotline 95533 (please dial 86-28-95533 overseas) and select "Credit Card Business" without entering any information, and then press "#, #, and #" in turn to switch to manual service to open the card.
Extended information:
In case of card replacement due or damaged, you can also send 95533 by editing the short message "CCJH# last four digits # security check code", which is the last three digits of the 7-digit number in the signature column on the back of your credit card (you need to use the mobile phone number of the reserved bank to send it).
How to deal with the credit card lock
Incorrect input of security check code, wrong password for many times or other special reasons may cause the card to be locked. If the credit card is locked due to too many wrong passwords, customers who have not opened the mobile banking service need to continue to use the card, please re-open it at any branch of our bank with their cards and ID cards and reset the password for cash withdrawal.
in other cases, the cardholder can directly call our customer service hotline 95533 and select "2-credit card business" to handle the inquiry manually.