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Common sense of applying for a credit card when studying in Holland.
Students studying in the Netherlands know that it is very difficult to apply for a Dutch credit card, especially for international students, which is almost impossible. Banks in France and Germany have credit cards for students. ) Domestic credit cards are sometimes not so easy to use in Holland. Therefore, many foreign students hope to have a Dutch credit card, which will be more convenient when buying air tickets, booking hotels and online shopping. Now I will teach you how to apply for a prepaid MasterCard, also known as a prepaid credit card. This card can't be overdrawn, but it can be used as MasterCard (only in rare cases, merchants don't accept prepaid credit cards). It is very easy to use when booking air tickets and hotels, and you can also withdraw cash at ATM.

Because it is a prepaid MasterCard, you can book Ryanair tickets for free (Ryanair charges 5 euros for one way, and the ticket price is often incredibly low, so the handling fee is probably more expensive than the ticket price). There is no application fee for this credit card, and the annual fee is 10 Euro. However, using this card to buy a Ryanair ticket can save 10 euros.

Let's begin to explain the application steps:

The name of this card is MoneyBookers Prepaid MasterCard.

The usage method is as follows:

Recently, I saw that many people were blocked because they bought cheap prepaid cards to recharge skype. I think it's a pity.

In fact, skype did not benefit from this incident, because those illegal accounts were bought by stolen credit cards or malicious overdrafts, and skype did not recover the money until it was blocked. Cursed by everyone.

To be honest, skype is of good quality, so I have been using it. I have been charging myself, which is safe and fast. Let me analyze several ways to recharge skype in Holland:

Direct bank remittance: remittance to skype, but it takes 2-5 days, and there is no handling fee.

Credit card: you can receive it directly at one time, but there is a handling fee.

Paypal: If Paypal has no money, Paypal should be recharged first, either by credit card or bank transfer. Similarly, credit cards are charged and bank transfers are slow.

Rabo Direct Betalen (Netherlands only): Sometimes, you need a bank card and you need a handling fee.

Recommended method:

Moneybooker: Real-time, no charge! Because now moneybooker can support the ideal online payment system in the Netherlands. IDeal is an online payment system in the Netherlands. (Support ABN, Labo, Postal Savings Bank) You can transfer bank money to moneybooker for free from time to time, and then purchase skype from time to time through moneybooker!

Here are the steps to buy skype through moneybooker.

1. Register MoneyBooker.

/Press the upper left corner? Register? Fill in the information [color="#ff0000"] Remember! Fill in complete and true information, especially [color="#ff0000"] do not fill in the date of birth. Because moneybooker, like PayPal, is a regular online finance company with high security requirements, you need to provide real identity information when you encounter problems, otherwise you will be in trouble. When you remit money, you need to enter your birthday. Don't fill it in indiscriminately, or you won't be able to remit money if you forget your birthday.

Note: When you register moneybooker, you should fill in the address of the Netherlands, so that you can use the Dutch bank card to remit money.

Step 2 remit money to MoneyBooker

After logging in to MoneyBookers, select the first one in the navigation bar above? Upload funds? Select the ideal and then fill in the remittance amount, and then select the bank, which will lead you to the general ABN remittance page and follow the general online banking remittance operation. This is your moneybooker account. Your remittance should be received soon.

Note: In order to improve security, MoneyBooker now requires to verify whether the bank account belongs to you before remittance. In my account-> Personal data to fill in bank card information, requirements? Verification? .

3. Buy SkypeOut credit.

Enter www.skype.com, log in to your account, and select moneybooker as the payment method when purchasing.

Address [color="#ff0000"] Fill in the address of China, so you don't have to pay EU tax (including China tax? 0.020/ min, excluding tax? 0.0 17/ min), and then it will guide you to moneybooker's payment page, enter your birthday and press OK to purchase successfully. Skype will immediately display the credit purchased.

This is my experience of buying SkypeOut, which I think is very safe (I can't block it myself) and fast. It doesn't take 10 minutes, and it doesn't take as long as credit card charging or bank remittance, so it is very suitable for people in the Netherlands to buy (because iDeal only supports these three banks in the Netherlands).

Supplement:

1. Now skype can also be purchased directly with iDeal, but the problem is that when purchasing skype, the address must be written in the Netherlands. If it is written in China, iDeal has no bank remittance or payment options. Although you can buy it like this, because your address is in the Netherlands, you need to pay the EU 15% tax!

2. Other VoIP, such as VoIP stunt, VoIP discount, VoIP stack, VoIP, toll-free, VoIP, etc. , all accept moneybooker payment. So this method is not only suitable for skype recharge.