Nowadays, many people are used to spending by credit card, but many people think that the credit card you can handle with your ability can be used and not refunded. If you do this, the consequences will be very serious. So, will credit card arrears not be included in the list of old lai? Let's have a look.

The Lao Lai list is usually called the list of people executed for breach of trust. For example, if a cardholder owes a credit card, he may be sued by the bank. After winning the case, the court will judge the cardholder to pay off the debt within the prescribed time limit. If the cardholder refuses to repay the loan, or the enforcement fails, the cardholder will be included in the list of people who have been executed for breach of trust according to law, and published on the website of China Executive Information Disclosure.

At that time, as long as you enter the name, ID number and organization code of the executed person online, you can find out the relevant information of dishonesty, which will not only make you lose face, but also be severely punished by law, and even restrict your children from going to school and working.

It should be noted that being on the Lao Lai list has nothing to do with how much money you owe on your credit card. Simply put, even if you owe tens or hundreds of dollars, as long as the cardholder refuses to repay, it may be on the list of Lao Lai.