Usually, the repayment is made through the counter/self-service equipment of the credit card issuing bank, that is, the available credit card amount is increased in real time, and it can be directly swiped after entering. The third-party platform, such as Alipay /Lacarra, takes 1-2 days according to different banks, such as CCB credit card, and the available credit line will be increased after the account is received; Inter-bank repayment may take a little longer, 3-5 days (depending on the bank, the account circulation time is different).
Extended data:
Precautions for credit card repayment:
1, when spending by credit card online, be sure to check the collection time clearly. Users pay by credit card after online shopping, but they have to return the goods after receiving them. When the returned money arrives, it is taken for granted that they can mortgage the repayment of the month, which leads to overdue repayment. In fact, the credit card refund will be included in next month's bill, so the cardholder must read it clearly.
2. The minimum repayment interest is high, so it is better to repay by installments. After spending by credit card, many people will choose the minimum repayment amount in the current bill, but the minimum repayment amount does not enjoy interest-free repayment, and will also charge interest of five ten thousandths. Although it is not much, it will cost a lot over time, which is more cost-effective.
3. In case of automatic repayment, you must know the deduction time of the issuing bank. If the salary is not paid in time or has passed the deduction period, it will be overdue, so the cardholder should ensure that the funds in the card are sufficient.
Baidu encyclopedia-credit card repayment