Yes. If your credit card is overdue for more than 6,000 yuan, you will be prosecuted. The bank will collect the debt from the cardholder. If the debt is still not repaid after three collections, the banker will send a letter to the cardholder. If the debt is still not returned, the bank may Prosecution. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.