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Which bank can lend money without checking credit report?

China Merchants Bank.

China Merchants Bank has launched the "Small and Micro Easy" business, which is targeted at individual industrial and commercial households and small and micro business owners. In this project, China Merchants Bank will not check the applicant's personal or business credit record. Credit reporting is a Chinese term that means collecting, sorting, preserving, and processing credit information of natural persons, legal persons, and other organizations in accordance with the law, and providing services such as credit reports, credit evaluations, and credit information consultation to help customers judge and control credit risks. Carry out credit management activities.