Not necessarily.
Because WeChat credit card repayment uses a third-party platform, it requires a certain amount of time. The WeChat credit card repayment arrival time is:
1. Supports real-time arrival;
p>2. Same-day payment is supported;
3. Payment takes 2-3 working days (extension on holidays).
Credit card repayment method:
1. Direct deposit to the credit card from our bank’s ATM machine, and the account will be credited immediately;
2. Link the credit card to the bank card Customize settings for automatic repayment;
3. ATM inter-bank transfer and repayment, and the repayment will arrive in real time;
4. Online bank transfer and inter-bank transfer and repayment, and the repayment will arrive in real time;< /p>
5. You can also transfer money through WeChat Wallet or Alipay (inter-bank transfers are free of charge). Under normal circumstances, the money can be received within 2 hours.
Extended information
What are the consequences of an overdue credit card?
If the overdue degree reaches a very serious level, it will constitute a malicious overdraft and the credit card will be charged Fraud conviction. The sentencing standard will be based on the amount of our malicious overdraft, which includes fixed-term imprisonment of less than 5 years, more than 5 years and less than 10 years, more than 10 years, or life imprisonment, and a penalty of not less than 20,000 yuan but not more than 200,000 yuan, and more than 50,000 yuan. Fines of up to 500,000 yuan or confiscation of property.
If your credit card is overdue more than 6 times within two years, you will not be able to apply for a provident fund loan. There may be a chance of saving if we accidentally overdue once or twice, but if we are overdue three times and six times in a row within two years, then our provident fund loan will be out of reach for us. Because when banks or provident funds handle credit business, they mainly rely on the credit history of the lender in the past two years. Therefore, cardholders who want to apply for provident fund loans to buy houses must pay back on time when using credit cards
If the overdue payment is not serious, then in theory we can still apply for bank loans. Many cardholders who want to borrow money to buy a house have been overdue and have a bad credit record. If you apply for a commercial loan in this situation, most banks will increase the base interest rate by at least 10% because of your credit problem. Obviously, your cost of buying a house will increase greatly. If the number of overdue loans is high and serious, then you will be directly denied a loan by the bank. Therefore, when using a credit card, considering that we have plans to buy a house in the future, we must not be overdue.