My China Bank credit card was overdue for four months, and I paid it back in full. The card was stopped that day, and there were more than 5 thousand in the card. I wanted to take it out, but I was asked to cancel it. If you really need to cancel, and there is a balance in your credit card, you can choose the following methods:

1. Consumption balance or take it out of the counter before cancellation. 2. Withdraw the balance from the counter after 45 days of account cancellation.

3. Pre-cancellation customers can apply for a credit card to cancel their accounts within 40 days, and transfer the balance to the Bank of China savings card or credit card in my name.

4. Apply for account cancellation and give up the balance.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.