VISA is an international credit card organization, which mainly issues credit cards, but it also issues savings cards. Moreover, the bank cards issued by VISA in China are generally credit cards.

VISA cards can be handled at bank outlets, but the handler must be a natural person who is 18 years old and has full civil capacity. To apply for a VISA card, you need to bring personal ID card, work certificate, income certificate, bank flow certificate and other relevant information required by the bank.

It's better to apply for VISA card if there is overdraft demand in foreign countries, and it's more cost-effective to use UnionPay card in China.