1. Flexible repayment: various repayment methods are provided, including repayment of principal and interest on schedule, repayment of principal at one time, etc. Users can choose the appropriate repayment method according to their own needs.

2. Consumption purposes: it is used for car purchase, home improvement, tourism, shopping and other consumer fields, but not for business, investment and other fields.

3. Credit line cycle: the credit line of installment payment can be recovered and returned when you borrow it.

4. Preferential rates: A variety of periods and rates are provided, and users can choose the appropriate periods and rates according to their own needs.