Card swiping on the day of the Zhongyuan Bank statement will be counted as the following month. Card consumption on the bill date will be included in the next bill, with the longest interest-free period. The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and expenses that occurred in your credit card account every month, calculate the interest, calculate the total amount of arrears and the minimum repayment amount for the current period, and prepare the balance for sending the balance. bill. This date is the credit card statement date.