As long as you go to the bank for an interview, the card will be issued 100% of the time.

1. To apply for a credit card, you must meet the basic conditions for credit card application, that is, the applicant must be a Chinese citizen who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit. Or foreigners and compatriots from Hong Kong, Macao and Taiwan permanently residing in the country.

2. There are two types of credit card applications: online and offline. If you apply for a credit card online, take China Construction Bank as an example. The application process is as follows: Click the "Apply for Credit Card Online" link on the homepage of the credit card website to enter the application page (or click A certain product's "Application" link enters the product application page) - Select the location, application card type, customer type and whether to hold an online banking shield - New users choose no online banking U-shield, read and sign the application agreement - Complete the application Information can be submitted after confirming the application information - if approved, an interview text message will be sent. After receiving the interview text message, the customer can use the text message and his or her ID card to go to any of our bank outlets near the statement address for an interview as soon as possible.

3. If you apply at an offline outlet, you must first prepare the application materials required for the application, then go to the bank outlet to obtain the application form, fill it out and submit it together with the application materials, and then wait for the review results.