The bank will send the credit card bill to the cardholder on the date of the credit card bill. Then, before the bill date, the bank did not send the credit card bill voluntarily, but the cardholder can check his consumption through online banking, bank APP and other channels. At this time, the bill he saw was the credit card bill that had not been issued.

Bill-free credit card prepayment

Usually, after the bank issues a bill, that is, after the credit card bill date, the cardholder can repay according to the amount shown in the bill. But before the credit card bill date, the cardholder can also repay. At this time, if there are bills that have not been changed in the previous period, then the returned money will give priority to repaying the previous bills; Excess repayment is used to offset the current unsettled bills.

"Unbilled" Transactions in Unbilled Credit Card Bills

Usually, after the credit card is swiped, there will be a process from swiping the card to collecting the credit card bill, that is, the settlement process between merchants, payment institutions and banks. In general, the card transaction of the day will be recorded in the next day. Credit card unrecorded transactions refer to transactions that have been swiped but not yet included in the bill.

It should be noted that if the unrecorded transactions occurred around the billing date of the credit card are finally recorded before the billing date, the cardholder needs to repay in the current period; If it is finally credited after the billing date, the cardholder needs to repay the loan on the next due repayment date.