When applying for repayment by agreement with CCB, basically as long as you have a good attitude and explain the reasons why you can't repay on time, and your credit status is good, CCB's repayment by agreement is still relatively easy to pass.

Under normal circumstances, it is recommended to voluntarily submit an application for repayment by agreement to China Construction Bank before the repayment date; Secondly, explain the reasons to the bank and provide a valid personal identity card and proof of personal economic conditions; The bank will review the application materials, and after the approval, it will negotiate the repayment period and repayment fee with the applicant.