Multi-currency card is a multi-functional credit card product launched by China Industrial and Commercial Bank. It can be used for payment in foreign currencies such as RMB, USD, Euro, Hong Kong dollar, British pound, Singapore dollar, Swiss franc, etc. It can also be used for automatic repayment in foreign currencies, which can save overseas payment costs.

There is no interest in using a multi-currency card to deposit money. When using a multi-currency card, you need to deposit money first. There is no overdraft function, no currency conversion and no conversion fee.