The difference between smart banks and traditional ATMs is mainly reflected in the business they handle. Traditional ATM machines can only realize simple services such as deposit, transfer and withdrawal. In addition to the above services, smart banks can also open accounts, handle savings cards, handle cards on site and handle credit cards by themselves, all of which are completed by smart banking machines.

Smart banks generally refer to smart banks that provide all-weather self-help and remote manual services. It relies on intelligent banking machines to handle business. When customers come to handle business, the live video of customer service staff will appear on the screen of smart bank, communicate with customers on the spot, guide customers to fill in electronic documents and handle business step by step.

When users usually use traditional ATM machines to transfer money, there will be a time limit for arrival. The user transfers money to a non-personal bank card, and it will arrive after 24 hours. Generally, if there is a transfer error, you can apply for cancellation. If you transfer the money to your personal account, it will arrive in real time without delay.

Users must ensure the cleanliness of banknotes when using traditional ATM machines, and most machines only accept 100 yuan banknotes when depositing, and the number of deposits at one time cannot exceed 100. Check the account carefully when depositing, and check the account balance after depositing.