The credit card line of China Merchants Bank is1000000 yuan.
The credit card quota of China Merchants Bank is generally determined according to the credit card grade of China Merchants Bank. At present, the credit card limit of China Merchants Bank ranges from 3,000 yuan to 1 1,000 yuan; The credit card gold card quota of China Merchants Bank ranges from 6,543,800 yuan to 50,000 yuan; High-end credit cards such as platinum cards have a quota of more than 50,000.
When opening a card for the first time, the bank will make a comprehensive evaluation based on the information submitted by the applicant and give a quota.
Only Pinhua's China Merchants Bank co-branded credit card how to increase the quota?
Under normal circumstances, it is easy for China Merchants Bank to withdraw the credit card limit. As long as you use the card for more than 6 months and repay it on time, basically more than 90% will be given to the bank.
1, diversified consumption, usually swipe your card, supermarkets, hotels, hotels, etc. However, cardholders should be careful not to swipe their cards at a merchant often, otherwise the bank will mistakenly think that there is cash withdrawal;
2. Maintain a certain credit card spending limit, preferably above 30% per month for more than half a year, so that banks can understand the spending power of cardholders and the demand for credit card limits;
3. Occasionally installment payment will make the bank profitable. After all, the credit card installment fee is also a source of profit for banks, but you must remember to repay on time.