First, submit the application materials online.
Fast and convenient, and can be operated at home;
There is no need to provide identity certificate, work certificate, financial certificate and other relevant information, and the relevant information of the applicant is collected and inquired by the bank card checker. Once the card checker does not inquire more and more important personal information of the applicant, the credit card limit and pass rate are low;
The application materials submitted online are directly entered into the banking system, and the speed of card approval is faster than that of bank outlets and counters.
Second, the bank branch counter card.
I need to bring my relevant documents to the online store of the bank to submit the application materials and instructions for using the card;
Need to provide ID card, work certificate, income certificate, financial certificate (automobile production, real estate, equity, deposits, bonds, etc. ) or bank flow within the validity period;
The application form submitted by the bank outlet is packaged by the bank and sent to the credit card audit center, and then the information is entered into the audit system by the staff of the credit card center, which takes a long time to get off the card.
Summary: Online application is convenient and quick, with low quota and simple information.
Manual application procedures are complicated, the amount is high and the information is complicated.
Which scheme to choose to apply for a credit card depends on your own conditions.
Will there be a difference between the amount of credit card online and that in the bank? No, it depends on what documents you submit.
Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.
The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.
Do you think applying for a credit card online is the same as applying for a credit card at the counter? The amount has nothing to do with the application method, but with the application amount and credit investigation. Of course, it's more convenient at the counter. If you are not clear about the application, you can ask, which is helpful to the application.
There is a big difference between applying for a credit card online and applying for a credit card at the counter. If it refers to China Merchants Bank credit card, the credit limit is comprehensively evaluated according to the information attached to your application and your specific situation at the time of preliminary examination. Please refer to the audit results for the specific credit limit.
Is there a difference between ICBC credit card counter and online banking application amount? Whether the application amount can be successful depends mainly on the cardholder's use of the card, and has nothing to do with the channel through which the application is made, so there is no difference between your application at the counter and online banking. If you can submit financial proof materials for counter application, it will be relatively easy to withdraw the amount.
Is there a difference between opening a card on a credit card reader at an ICBC outlet and applying for a credit card through e-link?
1. Identity information: copy of resident ID card or military officer's card; If compatriots from Hong Kong, Macao and Taiwan or foreigners apply in the Mainland, they also need to provide work certificates.
2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).
3. Auxiliary materials for credit card application of Agricultural Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and copies of time deposit certificates with the amount of more than 65,438+00,000 yuan opened in Agricultural Bank, etc.
Apply for a credit card online, and bank staff go to the company to apply for a credit card. Is there a higher quota on the latter line? I will tell you if you don't believe me! If you apply for a 50,000 credit card, you have to give them two or three hundred card fees, and then give them a 2% commission. I already called.
What's the difference between a good loan and a credit card? It is better to ask banks to improve their credit rating and give 20 thousand credit directly.
Then you can apply for another card with a 50-day interest-free period. Left card is right card, right card is left card. You don't need interest.
Of course, you have to make a po with a pos machine. Some stores are willing to give you a po with little money.
How to apply for a credit card online? Fill in the information After a while, a bank staff member will call you and ask you to take the information to the XX branch of XX Bank for approval, and then wait.