Ai Jia installment business is a credit consumption installment product provided by China Bank for high-quality customers who apply for personal housing loans in China Bank. Ai Jia installment loan is mainly used for home decoration, and the loan funds can be used to purchase decoration building materials, furniture, household appliances, house purchase tax, parking spaces, etc. Handling loans is very simple, and users do not need to provide mortgages. It is a pure credit loan product.

Users who need loans can apply at any branch of the Bank of China. When a user submits a loan application, China Bank will give the corresponding amount according to the borrower's personal qualification. Generally, the maximum amount available is 300,000 yuan, and the loan funds obtained can be directly transferred to the personal account of China Bank in the name of the borrower. The installment period can be as long as three years, and users can choose the loan cycle that suits them according to their own conditions. Family staging can only be handled by high-quality customers of China Bank. Generally speaking, only the staff of state institutions, such as civil servants, teachers, doctors and other formal staff, can apply for the exam.

How about loving your family in stages?

China Bank's family-loving installment business can help users with capital needs to carry out capital turnover. If the installment credit line for Aijia is less than 300,000 yuan, only the high-quality customers of China Bank who apply for personal housing loans can apply for loans, and the applicants need to provide relevant application materials. For new mortgage customers, you need to provide a copy of the applicant's ID card, mortgage down payment information page and application form; For existing mortgage customers, applicants need to submit a copy of their ID cards and print information such as housing loan amount, down payment information page and application form in the system. Applicants also need to provide financial proof for nearly three months. The application process is simple and can help users solve financial problems quickly.

Ai Jia installment is a product of the bank, so everyone must repay the loan on time and never overdue, otherwise China Bank will upload the overdue record to the credit information system, leaving a bad record for the borrower's personal credit information. In addition, if the borrower is overdue, he will also face penalty interest, and Bank of China will charge the borrower overdue fine.