The so-called card generation mainly means that the credit card has passed the examination and the card has been successfully made. Next, the bank will send the card to the address filled in by the applicant by express delivery. Generally this address is the company address. Of course, if the address you choose is your home address, it will be recorded in your home.
Extended data:
Credit card application:
If a customer wants to apply for a credit card, he can directly bring personal ID card and income proof (such as bank running water and payroll) and other relevant information to the counter of the offline business outlet of the selected bank, ask the staff to apply for a card, then get the application form to fill in, and then hand the completed form together with the information to the staff, and then wait patiently for the bank to review.
After the bank's approval is completed, it will naturally send a message to inform the customer. If approved, it will make a card for the customer and then mail the prepared card to the customer. Customers can activate the card and use it after receiving it.
Of course, in addition to applying at the outlets, customers can also apply directly at the bank official website, the mobile banking client or the credit card app. However, it should be noted that if you apply for a bank credit card online for the first time, you may have to go to the bank for a face-to-face interview afterwards.
Customers should pay attention to keep the phone open after submitting their card application, because some banks may call to ask customers some relevant information during the audit. In this regard, if you don't receive the call in time, it may have a certain impact on the card approval.
Credit card withdrawal:
When applying for a credit card, the bank will approve the amount according to the applicant's comprehensive qualifications, and the credit card can also be used to raise the amount. The method is as follows:
First, more credit card spending.
If you want to increase the credit card limit, you should spend more by credit card. If you can swipe your card, try to swipe it. It is best to keep a stable consumption record for several months before applying for withdrawal, and it is best to swipe your card about 20 times a month. Merchants who swipe their cards should also be diversified.
Second, properly handle the staging.
Appropriate installment is beneficial to credit card withdrawal, but it is best not to be too long, 3 to 6 installments are enough, and the installment amount is not too large. For example, it is very appropriate to apply for installment after spending on some holidays, and the success rate of withdrawal is also high.
Third, make a good record of using the card.
If you want to return the credit card, a good credit card record is essential, because there is no way to return the credit card because there is a bad record on the credit information, so you must repay it on time to avoid illegal operations such as overdue and cash withdrawal.
What does it mean to generate a card from Minsheng Bank Credit Card?
After applying for Minsheng Credit Card, many cardholders check the progress of card processing online, and the result is "the card has been generated". I don't know what it means. The general card processing progress shows "Card Generated", indicating that your Minsheng Credit Card has been successfully applied. You just have to wait for the card to be collected. Let's take a look together.
The so-called card generation mainly means that the credit card has passed the examination and the card has been successfully made. Next, the bank will send the card to the address filled in by the applicant by express delivery. Generally this address is the company address. Of course, if the address you choose is your home address, it will be recorded in your home.
Some card friends will ask, how long will it take to issue a card after it is generated?
In fact, how long the card is issued is generally determined by the bank. Under normal circumstances, the cardholder will receive Minsheng Credit Card within 7 working days after receiving the approved SMS notification. However, many card friends said that Minsheng Bank always procrastinates and always issues cards late, so there is no guarantee when the bank will issue cards to you.
However, under normal circumstances, Minsheng Bank will send you a card message after sending the card. You can check the express delivery status according to the SMS. If you can't find it, it is recommended to call Minsheng Credit Card Customer Service Hotline for specific information.
In addition, many card friends will also pay attention to what express delivery is used by Minsheng Bank to send cards. I don't know this problem.
However, according to the cardholder who has applied for Minsheng Credit Card, Minsheng Bank will send it to the billing address reserved by the applicant through EMS, which will usually be received in about a week. When sending the card, Minsheng Bank will send the mailing number to the mobile phone number reserved by the applicant.
If the card is returned, it will be sent by registered mail of the post office. When the returned card is in good condition, Minsheng Bank will send it again by email according to the billing address (email is a sub-business of EMS express service).
If the card is returned by EMS, the reason for returning the card is that there is no such person at the original site, the new address is unknown, and the original address is unknown. If the card is rejected, it will not be delivered again; For other reasons, if the card is in good condition, Minsheng Bank will make a second delivery through EMS according to the billing address.
I have applied for the Minsheng Bank credit card, and the online inquiry progress display card has been generated.
You can check the card processing progress in the following ways: 1, customer service official website 2, mobile banking: log in to "China Life" APP- "Finance"-"Card Processing Progress"; 3. Wechat Bank: Pay attention to the official account of "Minsheng Credit Card" WeChat-"Card/Loan"-"Activation/Progress". The application progress mainly shows the status: 1, and entry and document review: it means that your application materials have been received or your submitted materials are being reviewed; 2. Approved: indicates that the application has been approved and is being processed for you; 3. Card has been generated: it means that your card has been issued. Please check it in the near future.
What does Minsheng Credit Card mean?
The general card processing progress shows that "the card has been generated", and the Minsheng Credit Card application was successful. Let's talk specifically about "card generation" and card collection time.
The 1. card has been generated, which mainly means that the credit card has been approved and the card has been made successfully. Next, the bank will send the card to the address filled in by the applicant by express delivery. Generally this address is the company address. Of course, if the selected address is the home address, it will be recorded at home.
2. How long does it take to send the card after it is generated?
In fact, the time to send the card is generally decided by the bank. Usually, the cardholder will receive Minsheng Credit Card within 7 working days after receiving the approved SMS notification.
② Minsheng Bank will send you a card message after sending the card. You can check the express delivery status according to SMS. If you can't find it, it is recommended to call Minsheng Credit Card Customer Service for details. If the card is returned, it can be sent by registered mail of the post office. Minsheng Bank will send it again according to the latest billing address (email is a sub-business of EMS express service) under the condition that the card is returned normally and intact.
Minsheng Bank's credit card application status shows that the card has been generated. What happened?
It means that the test has passed. The card will be received within 5 days. Then bring the envelope and the original ID card you received. And the mobile phone used when applying. Go to the bank to activate the card. But I read your card. It seems that the transaction amount will be automatically phased for you. Then you will be charged the installment fee. When you go to the bank, ask if this is the case. If it is. Ha ha. You should be careful when you use it. This installment fee is quite high.
The introduction of Minsheng Credit Card Generation Card ends here.