It is okay to be one day late in repaying the Bank of Communications credit card, because the Bank of Communications credit card stipulates that as long as the payment is received within three days of the repayment date, it is not considered overdue. Because there is still a grace period of three days after the repayment date for Bank of Communications credit cards, repayment within the grace period will be regarded as on-time repayment. However, if the repayment exceeds the grace period, it will be considered overdue, or if the repayment amount is less than the minimum repayment stipulated by the bank, it will also be considered overdue. Overdue interest is 0.05, and there are also late fees. If it is overdue, you can proactively contact the bank after paying off the debt, explain the reason for the overdue payment and promise not to do it again. It should not be a big problem.

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