Current location - Trademark Inquiry Complete Network - Overdue credit card - Can the person subject to execution continue to use his credit card?
Can the person subject to execution continue to use his credit card?

After becoming a person subject to execution by the court, many things in life will change, and the original normal life will also be affected. Because of debt issues, they were listed as dishonest persons by the court and their consumption was restricted. Some people even had credit cards. So, can the person subject to execution continue to use his credit card? Can the person subject to execution continue to use his credit card? As long as the bank does not block the card, the court will not enforce the credit card money, because it is not your money, it is the country's money, but As long as you are executed, the bank will block your card soon. Generally, if you are listed as a defaulter, your credit card will no longer be usable and will be frozen and deactivated. Before the bank deactivates the credit card, you can continue to use the credit card normally. However, I can no longer apply for any credit cards or loans. Because the credit report has become a blacklist, as for whether there is a chance to clear the blacklist, it depends on whether the civil lawsuit can be resolved in the end and whether the person is sentenced to jail for this case. If you are sentenced to jail, you will be on a permanent credit blacklist, and you will never be able to get a credit card or loan. If the civil lawsuit can be resolved without being sentenced to jail, a "notice of removal from the credit blacklist" issued by the court must be issued. Otherwise, the credit blacklist will be permanently blacklisted and you will never be able to apply for a credit card or loan. What should I do if I don’t pay back the money? 1. Refusal to carry out the court’s judgment. The debtor borrowed money and refused to pay back. The creditor sued the court. After the court’s decision, the debtor still turned a deaf ear and refused to pay back the money. At this time, the creditor can sue the court again and apply for compulsory execution. If the debtor has the ability to execute but refuses to execute, he may be sentenced to fixed-term imprisonment of up to three years, criminal detention, or a fine depending on the seriousness of the case. But the premise is that during the execution period, the creditor needs to provide the court with strong evidence that the person subject to execution has property and does not repay the money. 2. Credit card malicious overdraft law stipulates: If a credit card holder overdrafts beyond the prescribed limit or within the prescribed period for the purpose of illegal possession, and fails to return the payment for more than 3 months after being called upon twice by the card-issuing bank, it shall be deemed as a "malicious overdraft." . If the cardholder's malicious overdraft limit exceeds 10,000 yuan, it will be deemed as a "large amount". Once the bank files a lawsuit with the court, he will be sentenced to fixed-term imprisonment of less than five years, criminal detention, or a fine. 3. Borrowing money without repaying fraud "Borrowing money without repaying" fraud refers to a fraud method in which the perpetrator uses deceptive methods of fabricating facts or concealing the truth for the purpose of illegal possession, and defrauds public and private property through loans. For example: a borrower uses the trust of others to defraud others of their money on the grounds of financial difficulties. This kind of fraud in the name of lending should be classified as a crime of fraud. In daily life, this kind of fraud is more common among relatives, friends and colleagues. The borrower mainly takes advantage of the trust or sympathy of the other party, fabricates relevant facts, and then borrows money. In this situation, the borrower does not intend to repay the money. It can be called "loan fraud". Can the person subject to execution continue to use his credit card? After becoming the person subject to execution, you must be able to find a way to cancel it as soon as possible. Don't let yourself become the person subject to execution, otherwise you will have huge troubles in your work and so on. Regarding the specific consequences or corresponding requirements for the person subject to execution, if you encounter this problem, it is recommended that you find a lawyer to answer it.