Hello, it depends on what MCC code is used in the POS machine where you swipe your card. To put it simply, MCC is divided into four grades of ABCD. Class A refers to catering consumption, and the credit card rate is 1.25%. Class B refers to shopping malls and supermarkets with a rate of 0.75%, and Class C refers to large wholesale markets with a rate of 0.78%.

26 yuan is capped, and Category D refers to public welfare undertakings, such as public hospitals and schools. There is no handling fee, so now many merchants and banks have some agreements, and there may be a rate below Class C. Simply put, it is whether the POS machine where you swipe your card has a maximum rate. If so, you will not get points for a long time. If not, you will get points.

If you have any other questions, please add them.