Yes. Xiaohua Wallet provides services such as cash borrowing, credit card repayment and installment shopping. After borrowing on this platform, you need to repay within the specified time. As long as the repayment time is exceeded, it will be displayed on the credit report, even if it is one day overdue. It will also be displayed that Xiaohua Wallet is an Internet wallet created by Xiaohua (Xiamen) Internet Financial Information Services Co., Ltd. for young people. It adopts the fast approval model of "biometric technology + big data credit rating".