The conditions for Industrial Bank to apply for a credit card are: any natural person who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and good credit standing, or foreigners and compatriots from Hong Kong, Macao and Taiwan who have a permanent residence in China can apply for a credit card with their valid identity documents.

The materials to be provided are as follows:

Identification document: a copy of the applicant's ID card or military officer's card; Or compatriots from Hong Kong, Macao and Taiwan provide copies of passports or foreigners provide copies of passports.

Work certificate: a copy of work permit or work identity certificate, or the original work certificate stamped with the official seal of the unit.

Income certificate: a copy of the salary record or personal income tax withholding certificate issued by the bank or the original income certificate issued by the unit.