It is true that public accounts can be transferred to private credit cards, but this needs to be done through the bank's specific transfer method. Starting from December 1, 2016, there are three transfer methods: real-time transfer, ordinary transfer and next-day transfer. The real-time payment will be deducted and remitted immediately, while the normal payment will be delayed by 2 hours, and the next day's payment will be deducted on the next natural day. It is worth noting that arrival the next day does not mean arrival after 24 hours.

Special deposit accounts are usually used to manage funds for specific purposes, such as capital construction funds, renovation funds, etc. Cash withdrawals from such accounts require approval. The company's public accounts are divided into basic accounts, general accounts, temporary accounts and special accounts. The basic account is the company's main settlement account. Generally, only one can be opened. However, a general account or a special account can be opened according to the capital usage needs. The latter allows cash withdrawal under certain circumstances.

The establishment of special accounts must comply with the requirements of laws, administrative regulations and rules. Special funds such as funds for party, league, and trade union organizations can be opened upon application. Therefore, if you need to transfer money from a public account to a private credit card, you need to clarify the transfer type and account type to ensure that it complies with relevant regulations.