According to your situation, there is no work certificate but a stable income. If you provide your own income certificate to the bank, you should be able to handle it.

The basic condition for applying for a credit card is a person who is at least 18 years old and has stable repayment ability.

And you have successfully applied for a car loan, so it should be no problem to apply for a credit card again.

Reminder: Proof materials required to apply for a credit card:

1, identity: ID card

2. Work or income certificate.

3. Financial proof: documents proving the market value of houses, cars, deposits and investments.

You can try to go to the bank first, and it would be best if you can successfully bid at one time. If you are not sure, you can log in to "My Love Card" to inquire about credit card related information. I hope my answer can help you.