The financial function is the same, but the design concept is different. It's a UnionPay card, not a mastercard or visa card. Black card:

It's so cool that you must want it! China merchants bank YOUNG card gives you a reason to be cool! The depth of black matches the coolness of rainbow hot stamping, and the perfect combination makes you cool to the end! ? White card:

Pure white represents the infinite beauty of youth, and the simple design suits your unique fashion taste! Let China Merchants Bank YOUNG card set off your extraordinary temperament! ? Cash can be withdrawn at any time, and the quota is more powerful.

"Don't borrow money from friends. If you must, borrow it from the bank."

when you are in urgent need of cash, don't be embarrassed to ask for help. The withdrawal limit of YOUNG card is up to 1% of the credit limit (the maximum daily single card for offline channels is RMB 1,, and the other lines are subject to actual operation). As long as you set the transaction password in advance, you can open the cash advance function, and you can withdraw RMB cash at the ATM of China Merchants Bank, the ATM of other banks with UnionPay logo or the counters of China Merchants Bank with the transaction password without making a deposit in advance. You can also use the telephone or online banking to advance cash to transfer the money to the one-card account of China Merchants Bank in your name immediately. At the same time, the YOUNG card is free of handling fee for the first cash withdrawal every natural month. From the second cash withdrawal, only the domestic handling fee is charged at 1% of the transaction amount and the minimum 1 yuan/transaction. There is no difference between different places and different banks in the collection of cash withdrawal fees. You can take it whenever you want! "The bill can be repaid in installments":

"Sometimes money is loose:) Sometimes money is tight: (The bill can be repaid in installments: I can choose the amount of time d freely, and my bill is in charge."

The installment is no longer restricted by specific commodities and specific merchants. After the bill is issued, you can repay it in installments, and you can enjoy a longer interest-free period, and you have more freedom to choose the installment amount and the number of installments. You can easily apply for bill installment and repay the consumption amount in the bill by monthly installments by logging in to the credit card online bank or calling the credit card customer service hotline. The bill is free of interest in installments, only the handling fee is charged! Double points for birthday month:

"Struggle hard ~ Too busy to forget your birthday? But the YOUNG card won't forget! "

in the birthday month of the main cardholder, the YOUNG card (Youth Edition) is used to accumulate the points of our bank normally, and the points obtained are twice as much as the normal credit card consumption points. (The main and supplementary cards are combined for transaction statistics. In addition to the normal accumulated points, the maximum bonus points are 2, points per account, and the bonus points will be entered into the main cardholder's bonus account before the end of next month.)