Question 2: What is the maximum application amount of ABC's credit card? Generally, the maximum credit card limit of ABC is 50,000 yuan. Those who meet the requirements of bank application can apply for gold card (credit line of 200,000 yuan) and platinum card (minimum credit line of 200,000 yuan, maximum credit line of 6,543,800 yuan+0,000 yuan, etc.
The credit card line of ABC is the comprehensive credit line of credit card. The maximum credit card limit of ABC is scored according to each situation. If you meet the high limit conditions in the following items, the credit card limit will be very high:
1, the most important thing is work, which shows your cash inflow ability and stability. The best are civil servants, followed by institutions, followed by large enterprises, foreign-funded companies and so on.
2, followed by the position, the higher the position, the higher the income, the stronger the solvency and the higher the quality.
3. Credit history, your previous credit card repayment and loan repayment.
4. Education level.
5. Asset status, real estate, vehicles, deposits, etc. There will be extra points.
Question 3: What is the credit card limit of ABC? Agricultural Bank of China has the format of income certificate, which needs to be stamped by your company. If you can provide this proof of income and then apply with your ID card, you can generally apply for a credit card with a limit of about 5,000. If you can also provide proof of real estate-car-deposit, you can raise the limit on this basis.
Question 4: What is the maximum credit card limit of Agricultural Bank of China? The maximum amount of a Platinum credit card can be as high as 200 to 1 10,000. Moreover, the annual fee for platinum credit cards is generally high. For example, ICBC's platinum credit card has a maximum amount of 200,000 yuan and an annual fee of 2,000 yuan, and it must be swiped 200,000 yuan every year before it can be reduced or exempted.
The maximum credit card limit of ABC is based on the credit card limit of ABC, which is a comprehensive credit line of credit card.
The maximum credit card limit of ABC is scored according to your situation:
1, the most important thing is work, which shows your cash inflow ability and stability. The best are civil servants, followed by institutions, followed by large enterprises, foreign-funded companies and so on.
2, followed by the position, the higher the position, the higher the income, the stronger the solvency and the higher the quality.
3. Credit history, your previous credit card repayment and loan repayment.
4. Education level.
5. Asset status, real estate, vehicles, deposits, etc. There will be extra points.
Therefore, the maximum credit card limit of ABC depends on your own comprehensive credit line. If you meet the conditions of high credit limit mentioned above, your credit card limit must be very high.
The credit card limit of ABC mainly follows three principles:
Whether it can be returned on time;
The needs of cardholders;
The former takes precedence over the latter;
Supplement:
For wage earners who don't have much extra income, the appropriate credit card amount is roughly = monthly disposable income ÷ minimum repayment ratio, while monthly disposable income = monthly income (after tax)-basic living expenses-repayment;
At present, the minimum repayment ratio of credit cards is basically 10%, so the maximum amount that banks can grant should be 10 times of the monthly disposable income, which can ensure that the monthly disposable income is at least enough to repay the minimum repayment of credit card arrears.
Question 5: Which credit card of ABC has a high credit limit? The application amount of Platinum Credit Card is above100000.
Question 6: Which card of ABC has a high withdrawal amount? The credit card of ABC is not good. The average bank's gold card is above1w. As for which card is higher, you need to choose according to your own needs.
Question 7: Is the credit card limit of ABC more than 50,000? Yes, but the credit card limit of ABC is closely related to the applicant's income and repayment ability. Matters related to applying for ABC credit card are as follows:
I. To apply for a credit card, the following conditions shall be met:
1, aged between 18 and 65;
2. Have full capacity for civil conduct;
3. No bad credit record;
4. Have a stable source of income and repayment.
Second, the information needed to apply for a credit card.
1, my legal identity certificate within the validity period;
2. Proof of income stamped by the unit;
3. Providing additional proof of financial resources, such as vehicles and real estate in my name, can increase the possibility and quantity of issuing cards.
Third, the credit card processing procedures and time
1. Fill in the credit card application form at the bank counter and submit it directly to the bank, or apply for a credit card online through the bank website;
2. The application materials and online application materials collected by the front desk are submitted to the bank credit card center for centralized review in batches, which usually takes about one week;
3. It takes time to enter the batch business card printing process after approval;
4. After batch business card printing, the credit card center will send the card according to the mailing address filled in the applicant's application form, and it usually takes about one week from sending to the applicant signing. This time will vary according to the applicant's place of residence.
Question 8: Is the credit card limit of ABC high? The credit card limit has nothing to do with any bank. Generally, the first credit limit is set according to your income and bank flow, and will be adjusted according to your consumption and credit situation later.
Question 9: The fastest way to increase the credit card limit of ABC. Agricultural Bank of China's credit card can be withdrawn online. The following are specific measures to increase the credit card limit:
1, ABC credit card outlets apply for a higher quota.
When applying, you should provide as many financial certificates as possible, such as my financial certificate, such as income certificate, bank deposit certificate, real estate certificate, automobile production certificate, etc. The bank will evaluate the cardholder's assets according to these certificates. If the applicant has deposits in the Agricultural Bank of China, it will also affect the credit card approval quota.
2. Diversification of credit cards and high consumption
Credit card consumption also has secrets. No matter the amount, you can swipe your card, even if you buy a pack of cigarettes and a bottle of water. ② Try to diversify credit card consumption, including hotels, shopping malls, supermarkets, online shopping, Haitao, etc. ...
3. Repay in full and on time, and maintain good credit.
Don't forget to pay back on time when spending by credit card. For ABC, it is not a car and a house that are quality customers, but cardholders with good reputation who can guarantee timely repayment are quality customers. At present, the tolerance policy of the Agricultural Bank of China is very humanized, and the maximum tolerance amount of the Puka is 100 yuan, and the Golden Card is 200 yuan. The maximum allowable time is 3 days.
4. Take the initiative to apply for withdrawal.
Another quickest way is for the cardholder to apply for voluntary withdrawal. There are two ways to withdraw the amount: fixed amount and temporary amount.
You can apply for a fixed credit card after six months of promotion. The application method is ① Binding the credit card through online banking → selecting credit limit adjustment; ② Call customer service at 800-8 1-95599→ 1 Chinese →4-line service; ③ Add ABC WeChat → Bind credit card → Select quota adjustment.
Agricultural Bank of China's credit card application for increasing the quota below RMB 654.38+10,000 requires three working sunrise audit results, and above RMB 654.38+10,000 requires five working sunrise audit results.
There is no time limit for upgrading the temporary quota, and the application method is the same as above.
Agricultural Bank of China's credit card application has been raised below the temporary limit of 50,000 yuan, and the audit results will be seen immediately. It takes 3 working days for 50,000 yuan to 654.38+10,000 yuan, and 5 working days for more than 654.38+10,000 yuan. The temporary limit is valid for two months.
Question 10: What is the personal credit card application amount of China Agricultural Bank? Agricultural Bank of China's online credit card application amount is very small, generally 500- several thousand. It is recommended to apply for a credit card from our Bank of Communications. I can complete the card task for free, and the amount is high.