Only if you apply for Guangfa True Love Card and it is the main card can you get a critical illness insurance. The guarantee amount is 3W for gold card and 0/w for ordinary card.

Credit card spending for the first time (with integral transaction) within three months after card issuance, and the next day is the start date of insurance. After 30 days, 2 1 cardholders suffering from serious illness for the first time can use it.