Canceling a bank card can be divided into two situations: canceling a bank debit card and canceling a bank credit card: the cancellation of a credit card does not require a card, while the cancellation of a debit card requires a card. Currently, to cancel a debit card, you must bring your ID card and debit card to the counter of the card-issuing bank's business outlet. Credit cards can be canceled by calling the card-issuing bank's hotline.

Cancellation of bank debit card:

When canceling a bank debit card, you must bring the bank debit card. To cancel the bank debit card, the cardholder needs to provide his or her valid identity document and To cancel the debit card, you can handle it at any branch nationwide with your password. If the bank debit card is lost, you need to report the loss verbally first, and then go to any branch nationwide with a valid ID to report the loss or cancel the card. Note: Debit cards with foreign currency sub-accounts do not support cross-regional card cancellation.

Cancellation of bank credit card:

When canceling a bank credit card, you do not need to bring your bank credit card. To cancel a bank credit card, you only need the credit card holder to settle the credit card account and contact the bank by phone 24 hours a day. You can apply for account cancellation through the customer service hotline. After a credit card is successfully closed, if your personal credit has been affected by careless use of the card before, it will cause some trouble in applying for a credit card in the future.

Under what circumstances can a credit card be canceled?

For credit cards, after the cardholder has paid off the principal and interest of the overdraft, the cardholder can cancel the account under one of the following circumstances:

1. 45 days after the expiration of the credit card, the cardholder cannot Replacement of a new card;

2. 45 days after the credit card is reported as lost, there is no supplementary card and no replacement of a new card;

3. The credit card is included in the stop payment list, and the issuing bank has It takes 45 days for the credit card to be withdrawn;

4. The cardholder dies and the card-issuing bank has withdrawn the credit card for 45 days;

5. The cardholder requests to cancel the account or the guarantor cancels the account Guarantee, and all credit cards have been returned for 45 days;

6. No transactions have occurred on the credit card account for more than two years (inclusive).