After using a Zheshang Bank credit card for large purchases, if you are unable to repay in full, you can choose bill installments to ease the repayment pressure. However, you need to pay a certain handling fee to handle bill installment business. The specific rate is determined by the number of installments you choose. Let’s take a look at it below.

Zheshang Bank Credit Card Installment Rules:

1. Application Amount: Cardholders can apply for installment if their last bill amount exceeds 200 yuan, and they can apply for part or all of the amount for installment. .

2. Application time: Apply between the day after the billing date and 3 days before the final repayment date.

3. Application method: You can apply online, SMS application, telephone application, etc.

Zheshang Bank Credit Card Installment Fee

1. Divide into 3 installments, standard installment fee is 1.80

2. Divide into 6 installments, standard installment procedure The fee rate is 3.60

3. It is divided into 9 installments, and the standard installment fee is 5.40

4. It is divided into 12 installments, and the standard installment fee is 7.20.

5. It is divided into 24 installments, and the standard installment fee is 14.40.

Transactions with bill installments cannot be processed

1. In accordance with the "Zheshang Bank Credit Card Articles" and "Zheshang Bank" Various fees stipulated in the "Bank Credit Card Use Agreement", such as annual fees, cash withdrawal transaction fees, interest, late fees, over-limit fees and other credit card charges;

2. Cash advance transactions;

3. The principal repayment and handling fee for each installment arising from the installment transaction;

4. Other transactions specified by Zheshang Bank.