Many people use credit cards, but some people encounter abnormal card status when using them. Why is this? Let’s find out today. What are the reasons for abnormal credit card status?

Why is the credit card status abnormal?

1. Risk of fraud. When your transaction is deemed risky by the bank and may be stolen, the card will display an abnormality. Afterwards, the bank will call to verify whether the purchase was made in person. If so, no problem!

2. Freeze or report loss. Cards that are frozen or reported as lost will also display an abnormal status. In this case, you only need to find customer service to unfreeze it; if you report the loss, you need to apply for a new credit card!

3. The credit limit is limited or a single consumption limit is set. Exceeding the credit card swiping limit or exceeding the single consumption limit may result in unsuccessful card swiping, prompting a card exception!

4. Overdue credit cards will be frozen. After using a credit card for overdraft consumption, users need to repay the amount on time and in full within the period. If a cardholder commits overdue or other irregularities while using the card, the bank may freeze the user's account in order to avoid borrowing risks. At this time, if the cardholder continues to use the card, a prompt indicating that the credit card status is abnormal will appear. In this case, the cardholder needs to pay off the credit card balance first, and then proactively contact the bank's customer service to explain the situation and apply for unfreezing.

5. The card is damaged, canceled, degaussed, etc. If your credit card has been cancelled, an abnormal card status will be displayed when you swipe the card. If the card is degaussed or the chip of the IC card is broken, the abnormal status will also be displayed when you swipe the card.

6. Credit card violations, such as using credit cards to cash out, etc. In this case, the credit card will be controlled by the bank, resulting in the credit card account being unable to be used normally.

7. Wrong password three times. If the credit card enters the wrong password more than three times that day, it will be locked and cannot be used for transactions, and an exception will be prompted when trying to swipe the card again.

The above 7 points are the common reasons that lead to abnormal credit card status. If you find that your credit card status is abnormal, you can check whether it is caused by these reasons.