Cash withdrawal by credit card is called cash advance. There is no interest-free repayment period for cash borrowed in advance, and the interest is calculated from the day you withdraw it. Second, the cash borrowed in advance has a high interest rate, with a daily interest rate of five ten thousandths, compound interest! Third, the handling fee is very high. Agricultural Bank of China advances cash 1% handling fee 1%, which is charged at one time. In addition, under normal circumstances, there is no bonus for cash advance.

If you withdraw 5000 yuan in cash, you will pay it back ten days later (before the repayment date, otherwise there will be interest rate hikes and late fees, etc. ), the handling fee is 50 yuan, and the interest is 25.03 yuan, totaling 75.03 yuan. If these ten days pass the final repayment date, it will be doubled.