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How long does it take for Everbright Bank to apply for a credit card?
Credit card approval usually takes 7- 15 days. At that time, you will receive an approval call from our head office at 0 10-95595, and the approval result will be sent to you by SMS. If it passes, it will be sent to you by registered mail, and the general time of receipt is 3- 10.

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Credit card, also known as credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

China's relevant laws ("NPC Standing Committee on

Credit cards are generally special plastic cards, with a length of 85.60 mm, a width of 53.98 m and a thickness of1mm. The name of the issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

There is no need to pay cash for credit card consumption, and the bill will be repaid on the same day. ?

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

(Source: Baidu Encyclopedia? Credit card)