Usually, credit cards are divided into regular cards, gold cards, platinum cards, diamond cards, unlimited cards, etc., and the credit card limits also increase in this order.

The bank determines the credit limit based on the information and credit status provided by the cardholder when applying. This limit is the maximum limit that the cardholder can use for overdraft consumption and cash withdrawal. Please refer to the review results for the specific credit card limit.

1. Regular card, gold card, platinum card

Generally, the fixed limit range of regular card is 1,000 yuan to 10,000 yuan; the fixed limit range of gold card is 10,000 yuan to 50,000 yuan; platinum card The card limit is generally a fixed limit of 50,000 yuan plus a temporary limit that is actively adjusted for you every month.

2. Diamond Card Minsheng and Bank of China Diamond Credit Card have the highest credit limit. The starting credit limit of CCB Diamond Credit Card is 500,000 yuan and the maximum is 5 million yuan. Minsheng Bank's diamond credit card has a maximum limit of 5 million, and only senior executives from Fortune 500 companies can get this card.

3. Black Card Black Card is the American Express Centurion, also known as the Unlimited Card. There is no quota limit, no applications are accepted, only bank invitations are accepted. However, because the Centurion Black Gold Card issued domestically is also a credit card, it has a fixed limit. The Black Gold Card issued by ICBC and China Merchants Bank has a limit of about 2 million to 10 million yuan. American Express only authorizes ICBC, China Merchants Bank and Minsheng Bank to issue limited edition American Express Centurion Black Gold Cards, which are still issued by invitation.