It is an IC credit card with etc function. In fact, this card itself is a standard IC credit card, with all the functions of a credit card, such as consumption, installment, etc. In addition, this card also has an etc function. You can pay electronically through the ETC channel on the highways in Beijing, Tianjin, Hebei, Shanxi, Shandong and other provinces and cities, and there is a 50% discount.