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How to waive the annual fee for Guangfa Credit Card?
1. Personal credit card gold card and ordinary card are exempt from the annual fee in the first year, and the annual fee in the following year is exempt from swiping the card for 6 times or more (excluding China Life Guangfa Co-main Gold Card and China Life Guangfa Co-insurance Gold Card).

2. China Life customers apply for China Life Guangfa Co-branded Owner Gold Card and China Life Guangfa Co-branded Insurance Gold Card. If the total consumption in that year reaches 6,543,800 yuan (inclusive), the annual fee for the following year will be exempted; Non-China Life Insurance customers who apply for China Life Guangfa Co-branded Owner Gold Card and China Life Guangfa Co-branded Insurance Gold Card will be exempted from the annual fee for the following year if the total consumption in that year reaches 20,000 yuan (inclusive); China Life Guangfa Co-owner Gold Card Supplementary Card and China Life Guangfa Co-owner Gold Card are exempt from the annual fee in the first year, and the annual fee in the following year is exempted for any consumption 1 time (unlimited consumption amount). (Note: China Life's customer identity is subject to bank confirmation).

3. The first supplementary card and official card of unlimited card/world card are free of annual fee;

Shang Zhen Platinum Card will be issued within 4.90 days. If you swipe your card for more than 3 times (inclusive), the annual fee for the first year will be exempted for each 88 yuan (inclusive), and the annual fee for the next year will be exempted if you swipe your card for more than 0/2 times (inclusive);

5.VISASignature/MasterCard single identification card is free of annual fee. Conditions: Guangfa foreign currency international credit card is free of annual fee in the first year, and the annual fee is free in the following year after swiping the card for three times or more; Guangfa gives Li a credit card, free of annual fee in the first year, and free of annual fee in the current year for spending more than 3 times;