It is very difficult to apply for a credit card in a bank in China. It is very slow to approve the card, and the amount is not high, about 10,000. I recommend you to apply for Bank of Communications and China Merchants Bank.

Dear, you have the following application processing methods:

At present, all kinds of state-controlled banks and joint-stock commercial banks, whether national or regional, are actively encouraging consumers to apply for credit cards. They are also improving their service efficiency as much as possible in order to better serve consumers. Of course, because the standards of each bank are different, consumers may feel that some banks' credit cards are not easy to handle.

Generally speaking, China Construction Bank, China Agricultural Bank, China Bank and China Industrial and Commercial Bank have higher requirements for applying for credit cards and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks, and regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China Guangfa Bank have higher card handling efficiency and higher credit line approval.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards and the higher the credit card limit will be. Therefore, Bian Xiao here gives you some suggestions so that you can apply for a credit card as soon as possible:

1. No matter which bank you handle, the more detailed your personal information is, the better. Especially materials that can prove your financial situation.

You can apply for a credit card online, thus saving the waiting time in the business hall.

3. If you want to apply for a large credit card, it is more troublesome to apply in the four major state-owned banks, so you can consider other banks.

Can I apply for a credit card from China Bank?

China Bank will determine whether it meets the requirements and credit limit according to the personal financial certificate and comprehensive credit status submitted when you apply for BOC Credit Card, and the actual approval result will prevail. If you have any objection, you can call the Bank of China Credit Card Customer Service Hotline at 4006695566 for further consultation.

The above contents are for your reference. Please refer to the actual business regulations.

Is the credit card of China Bank easy to handle?

Credit card application is easy, bank quota is high, interest rate is low, and credit card online application is handled:

If you want to find a bank with the best credit card, you can choose from private banks, local banks and their co-branded cards, which is also a common cognition.

In addition, the development of credit card business in different banks is different. Generally speaking, there are many credit cards, so the threshold for application is relatively low and the probability of passing is relatively high.

When handling credit cards, many cardholders not only look at the threshold of handling cards, but also pay attention to the amount. After all, the larger the credit card amount, the more enjoyable it is to swipe the card, so many people want to apply for a credit card with a good amount.

Meituan joint credit card

Meituan co-branded credit card is a co-branded card jointly launched by the bank and Meituan. The credit limit of Meituan's joint credit card is generally 1 0,000-50,000 yuan, and the maximum credit limit is 50,000 yuan. (

Meituan joint credit card application

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Meituan cooperated with Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai and Bank of Qingdao to launch joint credit cards. The number of cooperative regional banks reached 14.

Cardholders can bind Meituan credit card on Meituan, and when spending on Meituan, they can use Meituan credit card to pay and enjoy relevant preferential activities.

If you are a senior user of Meituan, you often order takeout and group purchase, and you have certain spending power. You have applied for other bank credit cards and used them normally, so applying for the Meituan co-branded card is basically the second batch.

Meituan Credit Card can be used every day to deduct 6 yuan, and every takeaway can be deducted from 6 yuan for 90 consecutive days. Movies are 50% off every month, and credit card spending points can be automatically converted into the change of Meituan according to the standard of 10 yuan/100 yuan, which will be cashed on Tiantian Platform.

Bohai bank credit card

The credit card limit of Bohai Bank is: ordinary card limit1000-10000; Gold card amount10000-50000; The amount of platinum card is more than 50,000. It should be noted that the approval of credit line for credit card application is based on the applicant's actual situation, job stability, fixed income and so on. (

Bohai Bank Credit Card Application

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Its products mainly include standard cards, Bohai Bank 5 1 joint credit cards, travel theme cards, house theme cards and family theme cards. The 5 1 joint credit card of China Bohai Bank is a UnionPay standard gold card, free of annual fee, with a maximum credit line of 654.38+10,000 yuan. The card does not have an interest-free repayment period, and it bears interest on a daily basis, and it can be repaid as it is borrowed, which flexibly meets the shopping and consumption needs of cardholders.

Shanghai Pudong Development Bank Credit Card

The credit cards of Shanghai Pudong Development Bank are divided into ordinary cards, gold cards and platinum cards according to the card level. Generally, credit cards are between 3,000 and 50,000 yuan, gold cards are between10000 and 50,000 yuan, and platinum cards are above 50,000 yuan. (

Shanghai Pudong Development Bank Credit Card Application Form

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The credit limit of Shanghai Pudong Development Bank's credit card is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card limit.

Hengfeng bank credit card

The credit card limit in hengfeng bank is generally: the credit card limit is between 3,000 yuan and 65,438 yuan+00,000 yuan. Gold card amount: 5000 -30000 yuan. Platinum card amount: 10000 -50000. (

Hengfeng bank credit card application

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This article mainly talks about hengfeng bank Star Platinum Credit Card, which is a family-oriented credit card. With this card, it can provide cardholders and their families with a variety of rich rights and interests, such as comprehensive aviation security, private health housekeeper shared by families, triple points on Wednesday, exclusive points cashback, UnionPay platinum courtesy and so on.

In terms of travel, Star Platinum Credit Card is also quite distinctive. With this card, cardholders and their families can enjoy global flight delay insurance in 300 yuan and air checked baggage delay insurance in 800 yuan for a single delay of two hours.

So much for the introduction of China Bank's credit card application.