Applying for a bank card for studying in Australia:

1. After international students arrive at the Australian school, please bring your passport, student card, address and rental contract (if necessary) to the bank to say open

account.

A tax file number is not necessarily required to apply for a bank card, but it is best to apply for it after opening an account, and then update the bank information, otherwise your netbank saver/goal saver will charge you a lot every month. High withholding tax.

2. If a student has a lot of money left over, it is recommended to open two accounts, one for a fixed term and one for a short term. The difference is the amount of interest. You can refer to domestic fixed deposit accounts.

3. If a credit card is required, the bank will usually require the applicant to provide proof of deposit or bank transaction history in the home country. If the student has just arrived in Australia, these are not available, and the bank teller will also ask some questions. Estimate your overdraft limit.

4. Students who are worried about poor English can rest assured, because these big banks have Chinese Service. If you really don’t understand, you can of course go to the ANZ branch in Chinatown. Staff are all Speaking Chinese.

However, international students should pay attention to bank business hours. The hours of each branch will be slightly different, and some branches are closed on Saturdays.

5. The bank card will be mailed to the applicant within 5-10 working days, so students can arrange their lives according to this time.

Applying for a bank card for studying in Japan:

1. Choose a card from a bank with no handling fee for cash withdrawals. For example, Hua Xia Bank.

2. After applying, UnionPay cards can be used to withdraw cash at the ATMs of Mitsubishi Tokyo UFJ Bank, Sumitomo Mitsui Banking Corporation, Mitsubishi Bank, Sino Bank (the above-mentioned 7-11 in-store ATMs) and Sino Bank.

3. The daily limit is RMB 10,000, and the cost is the cash withdrawal amount + a handling fee of 110 yen (if the card you apply for has a handling fee, the domestic bank handling fee must be added).

4. There is basically no need to do other things in China. Especially for credit cards, if you take JAL (or oneworld member/China Eastern Airlines, etc.), applying for JAL navi will definitely beat any company.

5. For language schools, you can try it out after arriving in Japan for 3 months. For universities/graduate schools, you can apply after opening a bank account. Basically, you can pass.

6. Bank card of Yuki Bank (Postal Savings Bank). Needless to say, the postal service has the most ATMs in the country. Ordinary post offices will have ATMs. Simple post offices without ATMs can also use your bankbook to withdraw money.

7. Bank card of Sumishin SBI Bank. 7-11 ATMs across Japan (Japan Bank) offer free handling fees throughout the year, free inter-bank remittances three times a month, and many other ATMs offer free withdrawals five times a month. With the cards of these two companies, I believe they can cover almost all of Japan’s cash withdrawal and remittance needs.

Applying for a bank card for studying in the UK:

1. Proof of identity with your photo, which can be a passport. Proof of address, recent utility bill or bank statement, letter of introduction from the school (Letter of Introduction for UK Banking Facilities)

Students who live on campus must provide a lease contract for the school dormitory. Proof of student identity: Admission letter from the school or offer from UCAS.

2. Go to the bank to make an appointment to apply for a card in advance

Generally, you cannot get it processed the first time you go there, especially at the beginning of school, when there are so many children who want to apply for a card. Make reservations and wait in an orderly manner. During the working days from Monday to Friday, it is from 9:30 to 16:30;

It is completely closed on weekends. Of course, it is also closed on bank holidays (usually Monday) and large festivals.

3. Start applying for a bank card

Although the one-to-one attentive service seems a bit inefficient (it takes almost an hour and a half to apply for a card), it also ensures that no Errors, attentive and heartwarming service.

A bank staff will briefly browse through the information you have prepared, and then ask you why you applied for a card. They will then be able to determine the type of account that is suitable for you.

The staff will help you input a series of information to be filled into the computer, and then make a copy of relevant important documents and certification letters for backup. This process may take a long time.

4. Wait patiently for the bank card and account opening letter

With the help of the postman, they will be mailed to your address. It usually arrives within a week, so remember to check your mailbox at any time. For security reasons, the password you use to withdraw money from the ATM or swipe your card when shopping is mailed to you separately;

The same is true for the password for online banking login and the card reader used for online transfers. Sent by mail separately.