The Agricultural Bank of China Golden Harvest Business Card is a credit card. Overdrafts require interest, and credit card transfers are not allowed.

Introduction to the functions of the Agricultural Bank of China Golden Harvest Business Card

Basic information

Credit card currency: RMB/USD

Credit card logo: UnionPay + Visa + MasterCard Maximum interest-free period: 56 days

Minimum repayment ratio: 10%

Withdrawal ratio: 30% of the credit limit

Card issuance start time: 2009-01-12

Main functions of credit card:

Jinsui Business Card provides cardholders with a variety of business reimbursement solutions and provides unit account settlement for business expenses. Services, cashless fund transfer and reimbursement; lifetime annual fee exemption; 1.5 times points earned by swiping card purchases; no handling fee for withdrawal of excess repayment.

Points rules: 1 RMB spent earns 1.5 points, 1 USD spent earns 12 points