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Why can't the credit card of CITIC Bank be phased?
It may be caused by the following reasons: 1. Your credit card limit is insufficient, so you can't installment. 2. The credit card limit is insufficient or the goods do not support installment payment. It may be because the credit card is still in arrears.

How to apply for installment payment:

Call the customer service phone of the credit card center to apply, (400-889-5558)

Or go to the bank counter for staging,

You can also apply for installment repayment on the credit card app.

Generally speaking, it is more convenient to pay by installment by phone manually.

Operation method of applying for installment repayment

1. Telephone application: Cardholders can call the bank credit card center to transfer to manual customer service and apply for cash installment from customer service staff.

The cardholder selects the installment number, installment amount, debit card account number and loan reason. People choose installment number, installment amount, debit card account number and loan reason.

2. Online banking application: The cardholder logs into the bank official website and chooses to apply for cash installment.

The cardholder selects the installment number, installment amount, debit card account number and loan reason.

The cardholder can complete the application by entering the dynamic password and the cash withdrawal password.

Ping An Credit Card has launched various installment businesses. If you need to know more, you can log in to the credit card online banking and click "Financing by Stages" at the top of the page.

1. To apply for bill/single installment, you can log in to the CITIC Bank APP and click: Credit Card-More-Installment Loan-Bill/Single Installment, and apply according to the prompts;

2. To apply for installment reserve/withdrawal of cash/premium, you can log in to the CITIC Bank APP, click: Credit Card Interface-Installment Loan-Consumer Special Reserve/Withdrawal of Cash/Quick Money Loan, and apply according to the prompts;

Tips: The installment fee rate is differentiated pricing according to the actual card usage of each customer. The specific charging standard can be inquired at the time of application.

Operating environment: Xiaomi 6XMIUI 12.0.2.0 citic bank APP version V7.5.2.