Many people’s credit cards are bound to their debit cards, but some people don’t want to continue to bind them. Can they be unbound? How to unbind them? Let’s take a look.

How to unbind a credit card and a savings card

Unbinding a credit card and a savings card can be done through bank branches, customer service hotlines, mobile banking clients and other channels. The details are as follows:

1. Bank branches: Bring your card and ID card to the counter of a nearby card-issuing bank branch to apply for unbinding.

2. Customer service hotline: After calling the bank's customer service hotline, tell the customer service staff to request unbinding, and then follow the prompts given by the bank's customer service and sign to unbind.

3. Mobile banking client: Log in to the card issuing bank’s mobile banking, enter the homepage, and then follow the system prompts.

What are the benefits of binding a credit card to a debit card for using the card to increase the limit?

The first benefit: it can prevent overdue risks.

Using a credit card to bind your debit card is also an indirect condom for yourself. Especially those friends who travel frequently and are busy with business. You may often forget to repay due to work reasons. Once you forget to repay, overdue problems may have a great impact on future financing. But remember to have enough money in your savings card. It’s best to keep a current reserve fund in it and don’t use it randomly.

Second benefit: It can increase your credit score in the banking system.

Your willingness to bind a debit card can make the bank feel that you are a responsible person. Let the bank feel more at ease. Everyone likes to deal with a responsible person, because lending money to you makes him feel more safe and secure! Therefore, the system will increase your score by a few points.

The above are several benefits of binding a credit card to a savings card, so the editor here recommends that you bind your credit card to a savings card.