Credit cards can be refunded if they are overpaid. \x0d\ When the repayment amount of the credit card is greater than the amount owed, the extra branch will be displayed as a negative number, which is called overpayment. \x0d\ 1。 The overpayment is accumulated in the credit line, which will be given priority in the next consumption; \x0d\2。 When the overpaid part is withdrawn, you may need to pay the handling fee; Ping An Bank charges 5‰ of the overcharged credit card recovery fee, with the lowest 5 yuan/transaction or 1 yuan/transaction and the highest 50 yuan/transaction or 7 yuan/transaction.