Bank of Guangzhou is much better than Huizhou Rural Commercial Bank. There is no handling fee and no SMS service fee for inter-bank withdrawals for the first three times every month. Bank of Guangzhou has a high credit card quota and fast withdrawal, and the required application materials are relatively simple. Just have an ID card and a work permit.

Bank of Guangzhou is a joint-stock commercial bank controlled by Guangzhou Municipal Government. It was established on September 11th, 1996 and its headquarters is located in Tianhe District, Guangzhou City, Guangdong Province. Its predecessor was Guangzhou City Cooperative Bank, which was renamed Guangzhou Commercial Bank Co., Ltd. in July 1998 and Guangzhou Bank Co., Ltd. in September 29. Mainly engaged in banking and financial services.